Opinions: Hindsight: Money on my mind


These two $1.00 bills are the last of my cash in my wallet. I’m pathetic.

Payday is every other week. I work 10 to 15 hours each week.

However, I am always broke.

And what’s funny (not really, it’s not funny at all to be honest) about that statement is that I receive decent paychecks.


I. Spend. All. Of. My. Money.

It’s as if I grab a handful of ones and flush them down the toilet along with my hopes and dreams.

My money is spent on the stupidest stuff.

I spend it on fast food, clothes, things for my rabbit, hair dye, nail polish, gas and jewelry.

Last week I spent nearly $40.00 on toys and treats for my rabbit.

Yeah, I know, I have no life.

Oh also, I spent $30.00 on McDonald’s, Jimmy Johns, Culvers and Steak N’ Shake just last week alone.

Saving my money is nearly impossible for me.

It seems like every time I obtain a good amount of cash, I waste it on things that I don’t need.

What my mindset should be:

  • My mom can cook, so that solves the fast food spending.
  • It’s still winter, so there’s no need to spend money on spring/summer clothes (I do anyway). Oh, that’s a cute shirt… sike. Not for $25.00 it’s not.
  • And as for my rapid spending on my bunny rabbit… well, there’s really no explanation for that. I just like to spoil her.

What is hilarious about my spending problem is that I’m usually the friend who encourages other friends to save their money.

Obviously, I need to take my own advice.

Not everything I see is so great that I need to spend my money on it.

I need to take a second and think, do I really need this.

95% of the time, the answer will probably be no.

The first step to solving a problem is realizing you have a problem. And I have (finally).

I’m going to do my best not to throw my money away like I’m some type of billionaire.

I wish I was.

Instead of buying those cute pair of earrings for $15.00, I’ll keep that money and save up for something I actually need. In my case, I need a camera.

But the only way I’ll be able to buy one is if I quit my bad habit.

I can do it. I know I can. Prayers appreciated though. Seriously.

As of right now, I am taking an oath to keep my money and save it for the time when I may actually need it.